eMailMax 10/17/09 : Page 1

Sale Dates: Oct 18 Thru Oct 24, 2009 of St. Joseph . . . Pg 11 . . . Pg 14 Classifieds. . . . . . . . . . . . . Pgs 12-18 Moody on The Market Pat Moody The legend of Dotty’s Chapeaux Boutique will live on in a very special way despite the closure this summer of the long-time ladies apparel store in Southtown St. Joseph. Known for decades as “the bright pink house on Niles Avenue,” the clothing store has been purchased by Bob & Linda Wagner. The couple will launch a second location of their Napier Gold, Silver and Diamond Exchange in the landmark pink house this week. They have owned and operated a shop across from the Napier Avenue entrance to the Orchards Mall for thirty years now, alongside their own Flowerland Garden Center. Bob tells me that their son, Chase Wagner, was a major factor in their decision to buy the former boutique, inasmuch as it is barely a block away from his new music instruction center, Musicability, in the former Dairy Queen building. The Wagners wanted to be close to their son’s operation, but had no plans to end their longtime business on Napier, so they are simply expanding to create a second location for their booming business. The pink landmark at 2616 Niles Avenue, will provide all of the same services as the original location on Napier. The Wagners offer to buy and sell all 10kt, 14kt, 16kt, 18k, 22k and 24kt gold jewelry, gold and silver coins, sterling flatware, pocket watches, gold bands, diamonds, proof sets and more. They also offer jewelry repair and ring sizing at both loca- tions, and have a nice selection of jewelry and coins for sale as well. They are open seven days a week from 10am until 6pm. Bob tells me that he originally had planned to repaint the Niles Avenue house, but when he called a security firm for new alarm installations, the dispatcher said, “Oh, that’s the bright pink house…everyone knows where that is!” That pretty well convinced him that the color needed to remain the same to retain the landmark status and instant recognition of everyone. Congratulations on your growth Continued on page 10 Your Good News Paper. www.MailMaxOnline.com POSTMASTER: Please deliver on October 17, 2009 Vote for Your Favorite Photo Caption Online! visit www.MailMaxOnline.com Have a Round on Us The Round Barn visitors enjoy the autumn view and the new Round Barn brew. Submitted by Dianna Nadeau Coloma Please send your favorite horizontal photo with a brief description to MailMax at 2202 Plaza Drive, Benton Harbor, MI 49022 or email attached photo to Photos@ FarAhead.com ATTN: MAILSUBMISSIONS: If you would like your photo(s) returned, include a self-addressed, stamped envelope with your photo submission. INSTITUTE OF FINANCIALEDUCATION Classes in Financial & Estate Planning If you want to learn all the essential financial information everyone needs to know, this class is a must. Ask Yourself 2 Essential Questions… 1. Are you comfortable with your knowledge of financial terms? 2. Will I benefit from an easily understood course delivered by financial experts in legal, investment management, and tax preparation? COURSE OUTLINE The Course Consists of either a 4 hour Saturday session on November 7th from 8:00AM to Noon or a 2 evening, 2 hour session on Tuesday and Thursday November 3rd & 5th from 6:00 PM to 8:00 PM. • Money Market Accounts Risk and Investing • Market Risk • Business Risk • Interest Rate Risk • Inflation Risk • Time Value of Earnings Risk • Liquidity Risk • Opportunity Risk Types of Investments • Mutual Funds • Stocks • Fixed Annuities • Variable Annuities • Fixed Indexed Annuities • Bonds • CDs Pension Plans • 401k • 403b • Simple IRA • 457 Plans • Defined Benefit Plans • In Service Withdrawals • Rollover and/or Direct Transfer Options Personal Insurance • Automobile • Homeowners • Renters • Umbrella • Liability Medicare • Disciplined Investment Strategies Investment Strategies • CD Alternatives • Split Annuity Concept • Annuitization • Tax Exclusion What you get The comprehensive course workshop contains practical exercises and examples to help you learn and remember everything covered during the course. A complimentary workbook is included at no additional cost. It is a valuable reference tool designed to help you understand the concepts and nuances of personal money management and help you to organize your resources and understand how each decision affects your financial objectives. The courses are taught by practicing CERTIFIED FINANCIAL PLANNER (CFP)TM professionals, tax advisors and/or attorney’s. Tuition… The usual tuition of $149 has been Waived For These Events A spouse or guest may accompany you at no additional charge. Additional books may be purchased for a cost of $9.95 each. The Course Consists of STEVENSVILLE LOCATION 5762 James Drive Stevensville, MI 49127 A 4 hour Saturday session on November 7th from 8:00 AM to Noon or a 2 evening, 2 hour session on Tuesday and Thursday November 3rd & 5th from 6:00 PM to 8:00 PM. SEATING LIMITED. RESERVE YOUR SEAT TODAY! 1-269-429-3052 or register online at www.InstituteOfFinancialEducation.org • Currency Risk Risk Management Strategies • Dollar Cost Averaging • Staggered Fixed Income Maturities • Diversification • Asset Allocation • When should you buy it? Life Insurance • Whole Life • Universal Life • Variable Life • Second to Die • Term • Part A, B, C, D Long Term Care Insurance • Will you need it? • How much does it cost? • Will Medicare pay for LTC? • Will Medicaid pay for LTC? • Early Withdrawals Using 72t Social Security • Retirement benefits and eligibility • Understanding Your Annual Statement • Social Security Benefit Taxation • How Can I Avoid These Mistakes How To Avoid Identity Theft • Tips that will help you thwart would be thief's • Eliminate direct marketed credit card offers • The Future of Social Security Avoiding Investor Mistakes • Identify Mistakes • Important 2010 Tax Law Changes IRA’s • Minimum Required Distributions • New Regulations • Revocable Trust as Beneficiary of IRA • Income in Respect of a Decedent • Stretch IRA’s • Inherited IRA’s • Spousal Rollover vs. Alternative Strategy Estate Planning • Wills • Asset Titling • Benefits of a Trust • Revocable/Irrevocable Trusts • Reduce or Eliminate Estate Taxation • Reduce or Eliminate Probate • Gifting Glenda Head ........ Pg 2 Miss Eau Claire/Sodus Pg 3 Don Stuart .......... Pg 6 Caryl Olson, Travel ... Pg 6 Meet Your Neighbor . . Pg 7 Athlete of the Week ... Pg 8 Pastor Glenn......... Pg 9 Postal Customer PRSRT. STD. U.S. Postage PAID Benton Harbor, MI PERMIT NO.225

Moody On The Market

Pat Moody<br /> <br /> The legend of Dotty’s Chapeaux Boutique will live on in a very special way despite the closure this summer of the long-time ladies apparel store in Southtown St. Joseph. Known for decades as “the bright pink house on Niles Avenue,” the clothing store has been purchased by Bob & Linda Wagner. <br /> <br /> The couple will launch a second location of their Napier Gold, Silver and Diamond Exchange in the landmark pink house this week. They have owned and operated a shop across from the Napier Avenue entrance to the Orchards Mall for thirty years now, alongside their own Flowerland Garden Center. <br /> <br /> Bob tells me that their son, Chase Wagner, was a major factor in their decision to buy the former boutique, inasmuch as it is barely a block away from his new music instruction center, Musicability, in the former Dairy Queen building. The Wagners wanted to be close to their son’s operation, but had no plans to end their longtime business on Napier, so they are simply expanding to create a second location for their booming business. <br /> <br /> The pink landmark at 2616 Niles Avenue, will provide all of the same services as the original location on Napier. The Wagners offer to buy and sell all 10kt, 14kt, 16kt, 18k, 22k and 24kt gold jewelry, gold and silver coins, sterling flatware, pocket watches, gold bands, diamonds, proof sets and more. They also offer jewelry repair and ring sizing at both locations, and have a nice selection of jewelry and coins for sale as well. <br /> <br /> They are open seven days a week from 10am until 6pm. Bob tells me that he originally had planned to repaint the Niles Avenue house, but when he called a security firm for new alarm installations, the dispatcher said, “Oh, that’s the bright pink house…everyone knows where that is!” That pretty well convinced him that the color needed to remain the same to retain the landmark status and instant recognition of everyone. <br /> <br /> Congratulations on your growth MOODY Continued from page 1 and expansion, Bob, Linda, Adam and Chase, and best of luck to the entire Wagner clan.<br /> <br /> Growth continues to be a key watchword for the crew at Express-1 Expedited Solutions of St. Joseph. The transportation logistics company has just completed acquisition of LRG International of Tampa, Florida…an international forwarding company that specializes in ocean and air freight services. CEO Mike Welch tells me that this acquisition immediately expands his company’s international scope. They will roll LRG into their own Concert Group Logistics operations. This move will allow the firm to develop a logistics platform that provides expansion into Europe, Asia and other major geographic regions throughout the world. Welch added that it also provides evidence that Express-1, “Is committed to advancing the size and capabilities of (our) network.” Another great local company has achieved a remarkable milestone. Madeline Kimball and Kathleen Park are celebrating their 20th Anniversary year on the same corner north of town at The Christmas Tree. The colorful store has been bringing joy and great shopping experiences to the region for two decades, and they will celebrate next Saturday, October 24th with an entire day of fun and savings from 10am until 5pm. A special part of the celebration includes Jan Berghoff and the new Berghoff’s Famous Root Beer. They will host a number of special gift drawings throughout the day, and are promising a number of great surprises at the shop. As always, you will find them “at the blinking light, four miles north of St. Joseph on M-63!” Congratulations ladies, on a spectacular milestone anniversary.<br /> <br /> Rachel Arent is just a few weeks away from her own Sixth Year Anniversary at Eve in downtown St. Joseph. She may well have jumped the gun on her celebration after getting an unexpected guest arrival in the form of a deer through her front door window last weekend.<br /> <br /> Everything will be all nicely repaired well in advance of the actual anniversary celebration, though, when Eve celebrates on Luminary Night in St. Joseph, which is coming up on Friday, November 20th. They actually began operations at Eve on Luminary Night six years ago and welcomed a huge crowd of local supporters eager to see the new kids on the block. There’s also some speculation that the big draw that night was the signature chocolate martinis, but hey, whatever gets ‘em through the door, right Rachel? She tells me that she is very pleased to read about all of the milestone anniversaries here in MailMax and how many continue to expand and grow at a time when some question if economic growth is even possible. She notes that she is very fortunate to have such loyal local customers that support the region, and she and her husband very much look forward to their own holiday shopping right here at home. Keep plugging along, Rachel…and you might want to take down that sign that says, “The buck stops here!” That’s why the doe was trying to get in! Eve is at 319 State Street in downtown St. Joe.<br /> <br /> Across town in downtown Benton Harbor, my friends at City Auto & Tire have asked me to clarify some of the complications that have occurred thanks to the major reconstruction of Main Street. Apparently, some of the AT&T phone lines have suffered in recent days during the reconstruction project and that has left some customers with telephone intercepts indicating that the City Auto & Tire line has been disconnected.<br /> <br /> Some have wondered if the repair agency has gone out of business. City Auto and Tire is very much alive and open for business every Monday through Friday from 8am until 5:30pm and Saturdays by appointment.<br /> <br /> Despite the intermittent phone troubles, which are being addressed by AT&T, owner Jon Koch would like to urge customers to continue to dial their main number at 934-7772 or their secondary line at 934-9784 to arrange for service. Apparently, folks dialing in with cell phones have had fewer problems connecting. Even though the street out front is still in progress, City Auto & Tire has always had easy access from Riverview Drive through their rear parking lot. They appreciate your continued patronage.<br /> <br /> Brett Boyd, who owns and operates Classic Catering & Events in Bridgman is expanding his business offerings to folks who really want to dress up the place for the holidays.<br /> <br /> Classic Catering and Classic Party Rentals is introducing an entirely new division of services called Classic Lighting & Décor. Brett tells me that their goal is to take all of the stress of decorating for the holidays away so all you have to do is serve up the hot cocoa. His staff will install commercial-grade lighting on your home or business, inside or out, and then remove your lights after the holidays and store them in their own facility during the off season.<br /> <br /> They will even decorate the inside of your home or office with your Christmas tree and ornaments or theirs…your choice. If you’d like a free quote on this great new hassle-free service, give their lighting professionals a call at 269-465- 4420 or log onto to their website at www.classiclightinganddecor.com. Now that’s a cool offer!<br /> <br /> Another great way to get ready for the holidays is The Krasl Art Center’s upcoming Holly Market 2009. The grand return of this wildly popular annual event is scheduled to run from November 7th through the 12th with a special Tabor Hill preview party on Friday, November 6th from 5:30 to 7:30pm. The Holly Market features a juried sale of unique art, gifts and décor from more than 100 artisans, as well as the bellywarming goodness of the annual Soup’s On from 11:30am until 1:30pm each day from Monday through Friday of that week with delicious homemade soups, breads and desserts. Get it on your calendar now, and plot your course to the Krasl at 707 Lake Boulevard in St. Joseph.<br /> <br /> If the Christmas holidays are just too far out for you, there’s still a great opportunity to celebrate Halloween tonight, Saturday, October 17th, at the St. Joseph Public Library. The cast and crew have transformed the library into a spooky place for their Annual Crypt Kickers Bash starting at 7pm tonight. It’s a Halloween Costume Party with expert judges who will determine the winner of the traveling trophy, plus a silent auction With dancing and a cash bar. Tickets are $50 if you have no costume to wear, $36.66 for those who do get dressed up. It’s a major fundraiser for the Library...so give it some thought and join the fun.<br /> <br /> Julee Laurent has landed a new gig as the Public Relations and Event Coordinator of the Lake Michigan Admirals Basketball Team, and she’s looking for some unique talent for the team in the form of baton twirlers, Double-Dutch squads, singers, dancers, magicians, acrobats, and virtually anyone offering family-fun entertainment for the breaks between quarters of the Admiral’s home games. On Saturday, November 28th, the team will host a “Meet the Admirals” event at the St. Joseph High School Field House beginning at 2pm. That event will feature the Admirals in a Black on Gold two-quarter exhibition game with performances by The Detroit Pistons Drumline, the Lady Admirals Dance & Cheer Squad, antics by the Admirals mascot and a special appearance by the Class A State Champion Lady Tigers from Benton Harbor.<br /> <br /> If you’d like to be a part of the entertainment by the Admirals, contact Julee at her e-mail address of thinktankmedia1@gmailcom. The Admirals will be playing 15-action packed home games this season at Lake Michigan Catholic School and Benton Harbor High, with game one coming on December 5th at LMC. The full game schedule is available at www.lakemichiganadmirals.com. Check it out.<br /> <br /> This coming Tuesday, October 20th, The Volunteer Center of Southwest Michigan will be the beneficiary of the next Give Back Dinner Program at The Bentwood Tavern in New Buffalo. Fifty percent of all food and beverage purchases from 5 until 10pm that night will be donated to the Volunteer Center. You’ll find the Bentwood inside the waterfront Marina Grand Resort at 600 West Water Street in New Buffalo.<br /> <br /> Reservations are available at 469-1699.<br /> <br /> From the e-Mailbag: Hi Mr. Moody, Once again I am sending our thanks for helping to spread the news about The Prom at First Church of God. Through your support and the very generous support of community businesses and individuals, it was a wonderful evening for hundreds of guests and more than a hundred volunteers. We caught a glimpse of your article on Saturday before leaving for the prom, and were certainly caught off guard by the voicemail message that you wrote of. This great community responded with such favor and generosity, we are proud to call southwest Michigan our home. The week before the prom, we had to turn away volunteers because we had so many! And business support?<br /> <br /> Well, just take a look at this list (of more than 35 businesses who donated). I’m sure you’ll agree that we felt very supported in kindness and generosity!<br /> <br /> That list sure impresses me! Again, thank you for promoting the event in your column.<br /> <br /> Kind regards, Kathy Craig. Thanks for sharing, Kathy. I’m pleased to have had a small role in your success.<br /> <br /> That’s it for this week, kids. Have a great week and we’ll see you Saturday, right here in MailMax! Please shop locally for Halloween and all of the upcoming holiday seasons.<br /> <br /> Executive Vice President of Cornerstone Chamber of Commerce pmoody@cstonealliance.org 269-925-6100 ext. 216

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